Debt Consolidation Plan

Our plan consolidates all your debts across various financial institutions into one manageable loan, with fixed monthly repayments at a lower interest rate over an extended period.

If you’re struggling with multiple high-interest debts, our plan can simplify your payments into one lower-interest-rate loan, saving you money and reducing financial stress.

Yes, BTB Creditz’s plan can combine all your debts, including those from other lenders, into one streamlined payment plan, making your finances easier to manage.

Participating in our Debt Consolidation Plan and making timely payments can positively impact your credit score by demonstrating financial responsibility.

Our plan offers reduced penalty risks, increased convenience, improved credit scores, a single interest rate, minimal fees, flexible terms, and multiple payment options.

Eligibility criteria include:

• Singapore Citizens, PRs, or Foreigners with valid work permits
• Minimum age of 21
• Employment or self-employment

Required documents include:

For Singaporeans / PRs:

• Proof of identity (NRIC, passport)
• Proof of income (CPF / bank statements)

For Foreigners:

• Work Permit / S Pass / E Pass
• Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
• Payslips / bank statements

Our process is straightforward:

1. Complete Your Application Online: Submit our quick online loan application form in just 2 minutes, or use Singpass.
2. Get Loan Approval: Receive in-principle approval often within an hour, minimising your wait time.
3. Receive Your Funds:Sign the loan contract face-to-face and get your funds immediately on the spot.

Funds are typically disbursed immediately after you’ve accepted and signed our loan contract at our office at 82 Lorong 25A Geylang, Singapore 388261.

Yes, we consider applications even if you have other loans. At BTB Creditz, we aim to offer competitive packages to everyone.

Absolutely! At BTB Creditz, we understand that financial situations can be complex. Unlike traditional banks, we do not base our decisions on credit scores.

Each application is assessed case-by-case, considering your current financial condition and repayment ability. We aim to provide accessible solutions to all, regardless of past financial challenges.

No, BTB Creditz does not impose penalties for early repayment. This may also reduce your interest obligations.

Contact us early if you face repayment issues. We’re committed to finding workable solutions.

All loan details are maintained digitally and securely with us to ensure confidentiality; physical copies are provided upon request.