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BTB Creditz's Blog

Explore essential financial tips, ranging from personal finance articles to loan guides, suitable for beginners and experts alike, brought to you by BTB Creditz.

What Interest Rates Can A Licensed Money Lender Charge?

What Interest Rates Can A Licensed Money Lender Charge?

Borrowing Limits: Based on income; up to 6 times monthly income for eligible borrowers. Interest Rates: Licensed money lenders charge 1%-4% per mo...

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Credit Counselling Singapore (CCS): All You Need To Know (2024)

Credit Counselling Singapore (CCS): All You Need To Know (2024)

Services Offered: Credit Counselling Singapore (CCS) provides debt management talks, financial counselling, Debt Management Programme (DMP), and Enter...

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What If You Are Unable To Pay Money Lender Singapore?

What If You Are Unable To Pay Money Lender Singapore?

Consequences: Non-payment leads to credit score impact, legal action, and potential collateral loss. Recovery Limits: Licensed lenders may contact...

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Learn How To Use Personal Loan Calculator

Learn How To Use Personal Loan Calculator

A personal loan calculator estimates monthly instalment, total payment, and total interest based on loan amount, tenure, and interest rate. Helps ...

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How Much Can I Borrow from Money Lenders Singapore?

How Much Can I Borrow from Money Lenders Singapore?

Borrowing limits depend on income, existing debt, and credit history. Maximum personal loan amount is capped at $3,000 for those earning up to $20...

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Legal Money Lenders in Singapore: All You Need To Know (2024)

Legal Money Lenders in Singapore: All You Need To Know (2024)

Licensed money lenders in Singapore offer personal, business, and specialized loans (e.g., for weddings or medical expenses). Borrowers can choose...

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How to Check Credit Score Singapore 2024: Understanding CBS Reports, Costs, and Improvement Tips

How to Check Credit Score Singapore 2024: Understanding CBS Reports, Costs, and Improvement Tips

Credit reports in Singapore can be obtained through Credit Bureau Singapore (CBS) online, SingPost branches, or the CBS office. The standard cost ...

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How To Settle Debt With A Licensed Money Lender And Where To Get Help When Required

How To Settle Debt With A Licensed Money Lender And Where To Get Help When Required

Contact lender immediately if you can't repay to explore alternative payment plans. Debt consolidation or refinancing may lower interest rates and...

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How to Pay Credit Card Bill: Insider Tips for DBS, UOB, Citibank, and OCBC Cardholders

How to Pay Credit Card Bill: Insider Tips for DBS, UOB, Citibank, and OCBC Cardholders

Pay credit card bills via internet banking, mobile apps, ATMs, GIRO, over-the-counter, cheque payments, or AXS stations. Major banks like DBS, UOB...

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Road to Retirement 2024: How Much Money You Need to Retire Comfortably in Singapore?

Road to Retirement 2024: How Much Money You Need to Retire Comfortably in Singapore?

As of 2024, Singapore's official retirement age remains at 62, but many residents may need to work beyond this age to support their desired lifestyle....

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Top 10 Loans From Licensed Money Lenders Singapore That You Can Apply (2024 Update)

Top 10 Loans From Licensed Money Lenders Singapore That You Can Apply (2024 Update)

Licensed money lenders in Singapore offer a variety of loan options to help borrowers overcome financial challenges and achieve their goals. These loa...

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How Do I Choose a Licensed Money Lender in Singapore 2024?

How Do I Choose a Licensed Money Lender in Singapore 2024?

When choosing a licensed money lender in Singapore, consider the lender's reputation, interest rates, fees, and loan terms. Verify the lender's licens...

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